Established in 1992, AmeriPlan USA is a privately operated discount Medical Plan Organization that operates out of their HQ in Plano, Texas, US. They are a debt free company that has annual revenues of over $100 million and are currently one of the fastest growing companies in the United States. Ameriplan claim on their website to be the United States largest discounted health benefits company. They distribute their services using an MLM business model through a network of 50,000 independent distributors and operating in 44 states to a current customer base now exceeding 2,000,000 people.

When I am asked by people if an MLM business is a scam I am always fascinated by the reason that this happens. Because I am actively involved in the Network Marketing profession on a daily basis this has happened on hundreds of occasions.

When it comes to Ameriplan USA the answer to the question is unreservedly NO their business opportunity is not a scam. Quick Disclaimer:-I am not affiliated with the Ameriplan USA business opportunity in way – I don’t use any of their services and have never been in a Ameriplan USA downline. In fact I don’t know anyone who does promote the Ameriplan USA opportunity.

How can I judge it then?

With experience of the Network Marketing industry that spans back to 1990, and also having founded a retail business that managed to generate annual revenues of $100 million a year, I have a fairly unique level of experience which allows me to view a multi-level marketing business opportunity and see things that most people would not see.

For the people who are well-informed about the MLM laws that were put in place in the USA over 35 years ago, it is very soon obvious that not only is Ameriplan USA a superb Network Marketing company, but they are also satisfying the legal requirements of the FTC for a legitimate US MLM home based business.

The scam question usually originates from an insufficient appreciation of the legal requirements of a multi-level marketing business in the US, and then misjudging a legally compliant MLM business opportunity for an illegal Pyramid Scam scheme. In most cases these people haven’t spent any time to get to fully understand the background of the legal cases that occurred throughout the 1970s in the US. When you have this knowledge and you then look at the Ameriplan business opportunity it is apparent that they are supply the home business marketplace with legitimate and tangible value.

The Ameriplan USA product

The Ameriplan Corporation provide a large number of different supplemental healthcare benefits as well as a vast selection of quality discount medical and dental plans to Americans. From $19.95 to $99.95 per month, a member can get up to an 80% discount on all medical and dental services. Additionally members can receive a substantial discount on vision, prescription and chiropractic care. For many people who are under insured or without any insurance, these affordable Medical plans have proven to be a valuable and essential. The potential market for the Ameriplan Medical plans is huge in the USA.

The Ameriplan USA compensation plan

There a number of ways that you can make money with the Ameriplan USA home business opportunity including selling plans, overrides on the plans your team sells (on 4 levels) plus there is a residual income that you can build as the people you sell the plans to continue to pay for them. AmeriPlan IBOs earn between 20% and 40% commission on all personal business.

The Ameriplan USA compensation plan is a binary plan – these have been used for a long time in network marketing companies and have proven to allow people to make a lot of money. To make money with the Ameriplan USA, like any MLM opportunity requires that you get new customers, sponsor new people and teach them how to do the same. When you do this you can make a significant amount of money with Ameriplan’s business opportunity from both upfront sales income and residual income.

To get started with Ameriplan USA as an IBO costs $25, which provides one year of membership as an IBO and a personalized website(s), plus unlimited access to the IBO Back Office and Training Web Site for 12 months.

I also looked at what actual distributors had to say about the company who had been with it for a long time and I found they had good things to say. This is also reflected in the fact that Ameriplan USA has been a growing business for over 20 years – this would not happen if the distributors were not happy. Further evidence of this is seen in their Better Business Bureau rating A+ which is the top rating. AmeriPlan also qualifies as a member of the Direct Selling Association which requires abiding with their code of ethics to continue membership. Furthermore Ameriplan has the highest standing possible with the United States Chamber of Commerce in Dallas, Texas.

In closing, Ameriplan USA is definitely not a scam so it is probably best not to refer to the ‘Ameriplan Scam’ any longer.

Ameriplan USA is a credible and stable MLM company that has a potentially lucrative home business opportunity. But simply joining the Ameriplan USA plan will not automatically guarantee your success. All that Ameriplan USA will provide is an opportunity but you will then need to learn and put into action effective marketing techniques. As well as this you will need to brand yourself as a leader and be able to generate a flow of leads every day. Whilst Ameriplan USA will supply some of the training that is needed to achieve this unfortunately they don’t supply you with everything that you need.

So rather than wasting time wondering if the Ameriplan USA business MLM business model is a scam anymore you will be being doing yourself a huge favour to learn the essential skills to achieve the level of success that you desire. There is a FREE VIDEO HERE that will provide you with access to some free training that will give you some of the critical information that you need to get you fast on your way to building the wildly successful business that have dreamed of.


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